ConnectiCare Detox & Rehab Benefits Guide
ConnectiCare is a private managed healthcare company based in Farmington, Connecticut, and founded in 1981. They are a member of the Health Insurance Plan of New York Family of Health Plans. With 126 participating hospitals, approximately 20,000 participating providers, and over 240,000 members, they offer a full range of health insurance solutions, including health maintenance organization (HMO), preferred provider organization (PPO), and point-of-service (POS) plans, health savings accounts (HSAs), and individual options.1Understanding how ConnectiCare insurance works is especially essential for those struggling with a substance use problem. With the growing need for substance addiction services, people may wonder if they have insurance coverage for rehab. It’s helpful to know how to access your drug rehab insurance coverage when you need it. This guide will help you understand the basics of ConnectiCare’s coverage and how you can use it to get substance addiction services.
Checking Your ConnectiCare Benefits
There are a few ways to check your benefits to determine ConnectiCare drug rehab coverage. The fastest way to get an answer is by contacting American Addiction Centers and completing their insurance verification process. It only takes a few minutes and it’s completely safe and confidential. You have nothing to lose by checking. Furthermore, American Addiction Centers is available to check benefits 24/7. So, you can do this in the convenience of your home at any time.
If you prefer to browse your insurance benefits online to review them yourself, that is certainly an option too. The first step in accessing your information is registering with ConnectiCare by filling out the registration form here. 9
Once you register with ConnectiCare, you will have the ability to check your healthcare spending, find out what’s covered by your plan, determine the cost of a test or treatment, make payments, and view your claims. The first step is to sign in to the Member Center here.10
You can also call ConnectiCare to speak with a member services representative at 1-888-935-1318. Or you can contact American Addiction Centers for confidential information about treatment and coverage. Someone is always available at American Addiction Centers to answer your call at 1-888-935-1318.
Types of ConnectiCare plans
ConnectiCare offers insurance plans for individuals, families, and businesses. 2 The 2 main categories for individual plans are Access Health CT Plans and Solo Plans. 3,2
Access Health CT Plans
These plans are offered through the state health insurance marketplace. When you select one of these plans, you will choose from the many doctors available and have the option to participate in virtual appointments. Also, you can go to any Connecticut hospital.3 You can access this page for more information about open enrollment or browse the plans.
The Access CT plans have different metal levels, depending on which one you select. The 3 metal levels are Gold, Silver, and Bronze. The Gold level plans pay an average of 80% of covered services, the Silver an average of 70%, and the Bronze an average of 60%.4
The specific plans available through Access CT include the following:
Passage Plan: With this plan, you select a doctor who accepts Passage, and they will help coordinate care. Additionally, the primary care practitioner will refer you to specialists as needed. With the Passage plan, you only have the Bronze level metal option. 4
Choice Plans: These plans work with the various metal levels and allow you to choose providers, hospitals, and facilities in-network. The network covers Connecticut, Massachusetts, and Rhode Island. Within the Choice health plan, the following options are available:4
- Choice Gold Standard POS
- Choice Gold Alternative POS with Dental
- Choice Silver Standard POS
- Choice Bronze Alternative POS with Dental
- Choice Bronze Standard POS HAS
- Choice Bronze Standard POS
- Choice Catastrophic POS with Dental
The solo plans coordinate with a wide network of doctors. Some SOLO plans allow you to save money tax-free in a HSA so you can use the money later for medical expenses.3 You can access this page for more information about open enrollment or plan details.
The SOLO plans also offer both Passage and Choice options. These plans are as follows: 5
- Passage SOLO POS Copay/Coins. $2,200 deductible Gold
- Passage SOLO HMO Copay/Coins. $7,000 deductible Bronze
- Choice SOLO POS Coins. $3,250 deductible Silver
- Choice SOLO POS HSA Coins. $3,500 deductible Silver
- Choice SOLO POS Copay/Coins. $4,500 deductible 30% Silver
- Choice SOLO POS Copay/Coins. $4,500 deductible 40% Silver
- Choice SOLO POS Copay/Coins. $5,500 deductible Silver
- Choice SOLO POS HSA Coins. $6,500 deductible Bronze
- Choice SOLO HMO HSA $6,500 deductible Bronze
- SOLO Virtual HMO Copay/Coins. $2,000 deductible Gold
- SOLO Virtual HMO Copay/Coins. $7,500 deductible Silver
Finally, ConnectiCare coordinates with Medicare for the Medicare Advantage option. Under this option, you can select one of several different plans, such as: 6
- ConnectiCare Choice Plan 3 (HMO)
- ConnectiCare Choice Part B Saver (HMO)
- ConnectiCare Choice Plan 2 (HMO) No Rx
- ConnectiCare Choice Plan 1 (HMO)
- ConnectiCare Flex Plan 1, 2, or 3 (HMO-POS)
- ConnectiCare Passage Plan 1 (HMO)
- ConnectiCare Choice Dual (HMO D-SNP)
- ConnectiCare Choice Dual Basic (HMO D-SNP)
If you have further questions about the Medicare Advantage option, you can access this page for more information.6
Connecticare Detox Benefits
When facing a substance addiction issue, the main priority in your life is to get the proper treatment for healing. The sooner you start the journey to recovery, the quicker your life can be put back in order again. If you’re wondering about ConnectiCare’s rehab insurance coverage, you can put your mind at ease—ConnectiCare offers a comprehensive array of mental health and substance abuse services. With ConnectiCare, you can be assured of confidential care when it comes to detox and addiction coverage. Whatever plan you choose, you are eligible for support, treatment, and resources to bring about healing for an addiction disorder. 7
ConnectiCare partners with Optum insurance to provide clients mental and behavioral health services. This includes substance use disorders. So, when you get treated for a substance use disorder, you will be covered through Optum. 7
Treatment for substance abuse is covered through the Behavioral Health Program but it must be pre-authorized by the program. You can contact the Behavioral Health Program to discuss the pre-authorization process by calling 1-888-935-1318. 8
Once you have your pre-authorization, you are eligible to use your ConnectiCare insurance plan to pay for detox and substance addiction treatment. Treatment may include therapy, partial hospitalization, inpatient services, detox, intensive outpatient programs, and more. You can verify your insurance benefits to see what is covered and what services would best fit your case.
ConnectiCare detox coverage also extends to any dependents you have under the age of 26, whether they reside at home or not. 7
ConnectiCare at American Addiction Centers
Start the journey to a brand new life when you begin substance addiction rehab at American Addiction Centers. Our premier treatment centers are equipped with certified physicians, psychiatrists, licensed social workers, registered nurses, and psychologists ready to aid you in the process of detox and recovery.
At American Addiction Centers, we have several levels of care designed to meet the client where they are on their journey. These treatment programs include:
- Medical detox
- Partial hospitalization
- Residential treatment
- Co-occurring disorder treatment
- Sober living
- Aftercare treatment
Whatever treatment plan you need, you can be assured of compassionate, personalized attention when joining one of our rehab centers. We have a high staff-to-patient ratio, ensuring superior service and care.
With centers throughout the United States, you are sure to find a convenient location to begin your detox journey. We accept a wide range of insurance providers, including ConnectiCare. An intake coordinator is standing by now to help verify your insurance coverage through our safe and secure system. We can also help find a facility near you, schedule your evaluation, and set up a treatment plan—all in one simple, confidential phone call.
Take the first step by calling our hotline at 1-888-935-1318 today.