Anthem Insurance Coverage for Drug & Alcohol Rehab
Anthem insurance provides addiction treatment coverage in many states. Learn how to use your Anthem benefits for detox or rehab here.
Takeaways from this article:
Does Anthem cover drug rehab or detox?
How do I check my Anthem addiction coverage?
How do I use my Anthem coverage for detox or rehab at American Addiction Centers?
Does Anthem Cover Rehab for Drugs and Alcohol?
Anthem insurance offers comprehensive alcohol and drug addiction treatment coverage, which includes detox and rehab. Review options you have available within your state and for your specific situation, as Anthem addiction coverage varies by each plan. This gives you options so that financial concerns are not a roadblock to receiving the treatment that you need.
Types of Treatment Covered by Anthem Insurance
Anthem substance abuse coverage offers benefits to various types of addiction treatment programs, such as:
How to Check Your Anthem Benefits
To verify your Anthem coverage for alcohol or substance use treatment, you can:
- Go to the login page.
- Register or login.
- Once you log on, you can check claims, review your benefits, find care, or start a live chat.
You may also speak with an Anthem representative to give you the direction you need based on your unique circumstances. American Addiction Centers is in-network with Anthem, which we can help you verify your exact Anthem coverage details.
Types of Anthem Insurance Plans
Anthem insurance covers 42.45 million medical members in its affiliated health plans, which totals 106 million lives served. One out of eight Americans has medical coverage through Anthem’s affiliated plans. Those working with Anthem companies serve as members as the Blue Cross licensee for California and as the Blue Cross and Blue Shield licensees for several states, including Connecticut, Nevada, and New York.*
From employer group plans, to Medicare and Medicaid, to individual and family plans, Anthem provides coverage for different circumstances and plans to fit individuals.
Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), and assorted hybrid specialty products have been created by Anthem, Inc. affiliated health plans that provide cost-effective services.
- With Anthem Blue Cross HMO Plans, more of the cost of your healthcare is covered more than other plans. You choose either an Independent Practice Association or a Participating Medical Group. You also choose a physician within the group to be your primary care physician.
- With Anthem Blue PPO Plans, medical providers are contracted with the PPO, which includes physicians and hospitals that are within the same network. Members can reduce the cost of their addiction treatment by using those providers within network.
Individual members can select from comprehensive plans down to basic ones. Employer groups have the same option. Additionally, there is a variety of specialty products/services including flexible spending accounts and COBRA (Consolidated Omnibus Budget Reconciliation Act). COBRA gives former employees and their families who lose health insurance the right to continue with group health benefits provided by their group health plan for a certain timeframe and under specific circumstances. For example, situations like the loss of a job or transition between one, death in the family, or even divorce.
Anthem, Medicare, & Medicaid
Each health plan offers different options depending on your age, individual or family situation, financial circumstances, employment status, and the state that you live in. View your options to see what would work for you, while taking the following variables into consideration:
- Individual and family plans cover an individual and/or eligible household/family members.
- This is the federal health insurance program for those under 65 with certain disabilities, over 65, and those with end-stage renal disease.
- This is a health coverage option that is administered by each state but must adhere to the federal requirements. It covers eligible pregnant women, people with disabilities, low-income children and adults, and elderly adults.
How to Find Drug Rehabs that Accept Anthem Insurance
When an individual is dependent on drugs or alcohol, they will more than likely need to detox in order to safely rid their body of the substances. They do this by discontinuing the use of the substance and by working with medical support staff. Detox may take anywhere from a few days to a few weeks, contingent on what substances the user has in their body, the level of substance dependency, and the support available to the user.1
American Addiction Centers provide detox in a safe environment with licensed physicians and support staff. We are in-network with many health insurance companies, including Anthem Insurance. For information about how American Addiction Centers can help you or your loved ones find a local treatment facility and recover from substance use, please call our rehab hotline.